Pool cars are cars that can be used by multiple people. They may be part of a lift sharing scheme into work, or they may be available in a particular area for people to use for the day. They are thought of as being a good way to help reduce the number of cars on the roads. If people have cars that they don’t use daily, or they are able to take advantage of a car pool scheme, this could have a significant impact on the number of people deciding to buy cars. A car is an expensive purchase after all and many people are actively looking for ways to reduce their expenses.
However, pool cars have been known to be a nuisance in some areas of the UK. Residents complain that they park in their parking spaces and take up space on residents’-only roads. When people are paying lots of money for a parking permit, this is understandably a problem.
All cars need to be taxed in order to be driven on the roads. Some will incur very little tax, whereas others will have a higher rate to pay due to the type or age of the car – perhaps it is an older diesel engine or similar. Sometimes, tax will be completely free if a car is very new and is considered to be environmentally friendly. In this instance, you will still need to tax the car and this is your responsibility entirely. You just need to make sure you remember to do it.
When you buy a new vehicle, ask about the tax on it. Tax lasts for a year so you may not need to worry about it for a while. Once you own a car, you should receive reminders about taxing it every year. Tax the vehicle online or send the form off in the post. You will no longer need a car tax disc.
A car begins to need a MOT after 3 years. It will need to have the MOT on or before the date it is due, otherwise, you will be illegally driving a vehicle without a MOT. Here are some considerations if it is your first time booking your car in:
- Choose a reliable garage. Some will offer you discounts so look around for deals as well. Find a garage that offers you reliability and good service as well as good prices.
- Get a record of your MOT and keep it safe. You never know when you might need it. This is going to come in especially handy if you decide to sell your car.
- Make any repairs immediately. Your car will not be roadworthy if you don’t make repairs straight away. You may also have advisories so keep an eye on these and make sure you get the work done when you need to.
Affording a new car has never been so easy, with a range of finance options available. If you are thinking about how to finance your next new car, here are some of the main points you should consider:
- PCP is good if you just want a car for a certain period. Usually, a PCP finance deal will last for around 3 to 4 years.
- PCP is only really any good if you can afford it without a deposit. If you are planning to give the car back after the period of your finance deal, you don’t want to put down a deposit or you will lose it. Make sure you can find a deal you can afford without a deposit.
- Look for loan options. Consider all your options before you make a decision and make sure you fully understand them. Know that you can easily afford the repayments and understand what happens if your circumstances change.
Cars inevitably age over time and sometimes, it can feel like all you do is repair them. There are things you can do to make your life easier though, which may cost you a little bit more money now but can save you a great deal of money in the long term.
First of all, carry out basic checks on your car every so often. This can just be a quick visual check to make sure nothing is physically damaged and things like the lights and windscreen wipers are working as they should.
You should get your oil changed according to the instructions in your manual as well. Monitor the oil though, as this can be a good indicator if something else is going wrong with your vehicle.
Check your tyre pressure regularly, perhaps once or twice a month. It’s easy to do and can actually make a big difference to the way your car drives and the amount of fuel it is using.